Holiday Insurance - Cover Information
Holiday insurance documents are available at the bottom of the page.
Protection for you and your family
At Allianz Northern Ireland, we know that the time you spend holidaying abroad is precious – an opportunity for you and your family to get away from it all and to enjoy a much earned break. That's why, our holiday insurance is designed to provide you with all the protection, confidence and security you need, so you never have to worry if something goes wrong.
Peace of mind
Whether you are sunbathing on a beach in Bali, skiing in the Alps, sightseeing in Rome or camping in France, an Allianz annual holiday insurance policy will give you the peace of mind to allow you to just sit back, relax and enjoy your holiday!
The policy includes many valuable benefits as standard as well as a number of optional covers which you may choose to select depending on your requirements.
Check out the benefits and see for yourself. With an Allianz NI Travel Insurance policy, you can be sure that your holiday is off to the best possible start!
We pay up to a maximum benefits* shown for:
Benefit | Overall Limit | Excess |
| Personal Luggage | £2,000 | £70 |
| Valuables | £650 | £70 |
| Personal Money | £325 | £70 |
| Foreign Currency | £325 | £70 |
| Fraudulent use of Credit Cards | £650 | £70 |
| Loss of Passport | £400 | £70 |
| Medical Expenses | £2.5 million | £70 |
| Hospital Benefit | £600 | Nil |
| Repatriation | £4,000 | £70 |
| Cancellation and Curtailment | £4,000 | £70 |
| Personal Accident | ||
| Permanent Total Disablement | £30,000 | Nil |
| Loss of Sight | £30,000 | Nil |
| Loss of Limb | £30,000 | Nil |
| Public Liability | £1.3 million | Nil |
| Delay | £105 | Nil |
| Missed Departure/Connection | £500 | £70 |
| Abandonment | £4,000 | £70 |
| Legal Expenses | £6,000 | £70 |
| Catastrophe | £500 | £70 |
| Pet Care | £100 | Nil |
| Mugging Benefit | £250 | Nil |
Optional Covers: | ||
Winter Sports: | ||
| Unused Ski Pack | £325 | £70 |
| Ski Hire | £325 | £70 |
| Piste Closure | £450 | £70 |
| Avalanche | £300 | £70 |
| Winter Sports Equipment | £500 | £70 |
Golf Cover: | ||
| Golf Equipment | £1,250 | £70 |
| Unused Green Fees | £450 | £70 |
Wedding Attire |
£1,000 |
£70 |
* Daily limits and single article limits apply to some covers; please refer to your schedule of insurance for details.
Important Considerations when buying Holiday Insurance
- Medical Conditions
Make sure to read Policy documents for information regarding cover limitations for medical conditions.
- Policy Benefits
Make sure to read the Policy benefits and ensure they cover your requirements (a summary is on the inside cover of this document).
- Cover Options
Make sure to select and buy the cover options that will meet all your travel requirements for the annual holiday insurance policy year.
- Product Comparison
Don't be afraid to compare policies. Differences do exist. Our annual holiday insurance policy stands up very well to comparison.






